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Summary of Federal Gift Card Law

The Credit CARD Act of 2009 was signed into law on May 22, 2009. While the majority of the Act pertains to credit cards, the act also addressed changes to how federal law regulates gift cards. The federal laws went into effect on August 22, 2010.

Every state is impacted: Below is ScripSmart's comparison between federal gift card law vs. state gift card law along with a summary of the federal gift card law.

Cards Covered Under Federal Law

  • Store issued gift cards (physical/plastic, electronic/email )
  • Bank issued gift cards (Visa, MasterCard, American Express, Discover)

Federal Gift Card Law: Expiration Dates

  • Gift card funds may not expire before 5 years
  • If a gift card is reloadable, any funds added to the card must remain valid for a full 5 years

Federal Gift Card Law: Post-sale Fees

  • All fees must be clearly disclosed on the card or the card's packaging
  • Post-sale fees may be imposed only if the card has not been used for 1 year or more
  • Only one post-sale fees may be charged per month
  • Card Replacement fees are not allowed for card which expire, but funds have not expired (typically bank issued gift cards).
  • Lost or stolen gift card replacement fees are allowed.

Exceptions to Federal Law

The federal law excludes the following cards:

  • Reloadable prepaid debit cards not intended for gift giving purposes
  • Promotional or rewards cards given away for free by the issuer may expire in one year or have fees prior to one year.

Additional Resources

For more information, review State Gift Card Law vs. Federal Gift Card Law matrix below, visit the Federal Reserve's gift card website or review the full text of the Credit CARD Act of 2009

Federal Gift Card Law vs. State Gift Card Law
A C D F G H I K L M N O P R S T U V W

Alabama Back Top

Store Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Store issued gift cards may expire at any time
  • Store issued gift cards may not expire before 5 years
  • Consumers gain 5 years of protection before store issued gift cards expire
  • Store issued gift cards have no limits on post-sale fees
  • Store issued gift cards may charge post-sale fees after 1 year of card inactivity
  • Consumers gain 1 year of protection before store issued gift cards may impose a post-sale fee

Bank Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Bank issued gift cards have no limits on post-sale fees
  • Bank issued gift cards may mot expire before 5 years
  • Consumers gain 5 years of protection before bank issued gift cards expire
  • Bank issued gift cards may expire at any time
  • Bank issued gift cards may not impose post-sale fees for at least 1 year
  • Consumers gain 1 year of protection before bank issued gift cards may impose a post-sale fee

Alabama Gift Card Law Summary

Alaska Back Top

Store Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Store issued gift cards may expire at any time
  • Store issued gift cards may not expire before 5 years
  • Consumers gain 5 years of protection before store issued gift cards expire
  • Store issued gift cards have no limits on post-sale fees
  • Store issued gift cards may charge post-sale fees after 1 year of card inactivity
  • Consumers gain 1 year of protection before store issued gift cards may impose a post-sale fee

Bank Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Bank issued gift cards have no limits on post-sale fees
  • Bank issued gift cards may mot expire before 5 years
  • Consumers gain 5 years of protection before bank issued gift cards expire
  • Bank issued gift cards may expire at any time
  • Bank issued gift cards may not impose post-sale fees for at least 1 year
  • Consumers gain 1 year of protection before bank issued gift cards may impose a post-sale fee

Alaska Gift Card Law Summary

Arizona Back Top

Store Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Store issued gift cards may expire at any time
  • Store issued gift cards may not expire before 5 years
  • Consumers gain 5 years of protection before store issued gift cards expire
  • Store issued gift cards have no limits on post-sale fees
  • Store issued gift cards may charge post-sale fees after 1 year of card inactivity
  • Consumers gain 1 year of protection before store issued gift cards may impose a post-sale fee

Bank Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Bank issued gift cards have no limits on post-sale fees
  • Bank issued gift cards may mot expire before 5 years
  • Consumers gain 5 years of protection before bank issued gift cards expire
  • Bank issued gift cards may expire at any time
  • Bank issued gift cards may not impose post-sale fees for at least 1 year
  • Consumers gain 1 year of protection before bank issued gift cards may impose a post-sale fee

Arizona Gift Card Law Summary

Arkansas Back Top

Store Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Store issued gift cards may not expire before 2 years
  • Store issued gift cards may not expire before 5 years
  • Consumers gain 3 years of protection before store issued gift cards expire
  • Store issued gift cards may not charge post-sale fees for at least 2 years
  • Store issued gift cards may charge post-sale fees after 1 year of card inactivity
  • State law exceeds federal law, no impact on store issued gift cards

Bank Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Bank issued gift cards have no limits on post-sale fees
  • Bank issued gift cards may mot expire before 5 years
  • Consumers gain 5 years of protection before bank issued gift cards expire
  • Bank issued gift cards may expire at any time
  • Bank issued gift cards may not impose post-sale fees for at least 1 year
  • Consumers gain 1 year of protection before bank issued gift cards may impose a post-sale fee

Arkansas Gift Card Law Summary

California Back Top

Store Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Store issued gift cards never expire
  • Store issued gift cards may not expire before 5 years
  • State law exceeds federal law, no impact on store issued gift cards
  • Store issued gift cards may not charge post-sale fees for at least 2 years
  • Store issued gift cards may charge post-sale fees after 1 year of card inactivity
  • State law exceeds federal law, no impact on store issued gift cards

Bank Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Bank issued gift cards have no limits on post-sale fees
  • Bank issued gift cards may mot expire before 5 years
  • Consumers gain 5 years of protection before bank issued gift cards expire
  • Bank issued gift cards may expire at any time
  • Bank issued gift cards may not impose post-sale fees for at least 1 year
  • Consumers gain 1 year of protection before bank issued gift cards may impose a post-sale fee

California Gift Card Law Summary

Colorado Back Top

Store Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Store issued gift cards may expire at any time
  • Store issued gift cards may not expire before 5 years
  • Consumers gain 5 years of protection before store issued gift cards expire
  • Store issued gift cards may not charge post-sale
  • Store issued gift cards may charge post-sale fees after 1 year of card inactivity
  • State law exceeds federal law, no impact on store issued gift cards

Bank Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Bank issued gift cards have no limits on post-sale fees
  • Bank issued gift cards may mot expire before 5 years
  • Consumers gain 5 years of protection before bank issued gift cards expire
  • Bank issued gift cards may expire at any time
  • Bank issued gift cards may not impose post-sale fees for at least 1 year
  • Consumers gain 1 year of protection before bank issued gift cards may impose a post-sale fee

Colorado Gift Card Law Summary

Connecticut Back Top

Store Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Store Issued gift cards never expire
  • Store issued gift cards may not expire before 5 years
  • State law exceeds federal law, no impact on store issued gift cards
  • Store issued gift cards may not charge post-sale
  • Store issued gift cards may charge post-sale fees after 1 year of card inactivity
  • State law exceeds federal law, no impact on store issued gift cards

Bank Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Bank issued gift cards have no limits on post-sale fees
  • Bank issued gift cards may mot expire before 5 years
  • Consumers gain 5 years of protection before bank issued gift cards expire
  • Bank issued gift cards may expire at any time
  • Bank issued gift cards may not impose post-sale fees for at least 1 year
  • Consumers gain 1 year of protection before bank issued gift cards may impose a post-sale fee

Connecticut Gift Card Law Summary

Delaware Back Top

Store Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Store issued gift cards may expire at any time
  • Store issued gift cards may not expire before 5 years
  • Consumers gain 5 years of protection before store issued gift cards expire
  • Store issued gift cards have no limits on post-sale fees
  • Store issued gift cards may charge post-sale fees after 1 year of card inactivity
  • Consumers gain 1 year of protection before store issued gift cards may impose a post-sale fee

Bank Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Bank issued gift cards have no limits on post-sale fees
  • Bank issued gift cards may mot expire before 5 years
  • Consumers gain 5 years of protection before bank issued gift cards expire
  • Bank issued gift cards may expire at any time
  • Bank issued gift cards may not impose post-sale fees for at least 1 year
  • Consumers gain 1 year of protection before bank issued gift cards may impose a post-sale fee

Delaware Gift Card Law Summary

District of Columbia Back Top

Store Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Store issued gift cards may expire at any time
  • Store issued gift cards may not expire before 5 years
  • Consumers gain 5 years of protection before store issued gift cards expire
  • Store issued gift cards have no limits on post-sale fees
  • Store issued gift cards may charge post-sale fees after 1 year of card inactivity
  • Consumers gain 1 year of protection before store issued gift cards may impose a post-sale fee

Bank Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Bank issued gift cards have no limits on post-sale fees
  • Bank issued gift cards may mot expire before 5 years
  • Consumers gain 5 years of protection before bank issued gift cards expire
  • Bank issued gift cards may expire at any time
  • Bank issued gift cards may not impose post-sale fees for at least 1 year
  • Consumers gain 1 year of protection before bank issued gift cards may impose a post-sale fee

District of Columbia Gift Card Law Summary

Florida Back Top

Store Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Store issued gift cards never expire
  • Store issued gift cards may not expire before 5 years
  • State law exceeds federal law, no impact on store issued gift cards
  • Store issued gift cards may not charge post-sale fees
  • Store issued gift cards may charge post-sale fees after 1 year of card inactivity
  • State law exceeds federal law, no impact on store issued gift cards

Bank Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Bank issued gift cards have no limits on post-sale fees
  • Bank issued gift cards may mot expire before 5 years
  • Consumers gain 5 years of protection before bank issued gift cards expire
  • Bank issued gift cards may expire at any time
  • Bank issued gift cards may not impose post-sale fees for at least 1 year
  • Consumers gain 1 year of protection before bank issued gift cards may impose a post-sale fee

Florida Gift Card Law Summary

Georgia Back Top

Store Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Store issued gift cards may expire at any time
  • Store issued gift cards may not expire before 5 years
  • Consumers gain 5 years of protection before store issued gift cards expire
  • Store issued gift cards have no limits on post-sale fees
  • Store issued gift cards may charge post-sale fees after 1 year of card inactivity
  • Consumers gain 1 year of protection before store issued gift cards may impose a post-sale fee

Bank Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Bank issued gift cards have no limits on post-sale fees
  • Bank issued gift cards may mot expire before 5 years
  • Consumers gain 5 years of protection before bank issued gift cards expire
  • Bank issued gift cards may expire at any time
  • Bank issued gift cards may not impose post-sale fees for at least 1 year
  • Consumers gain 1 year of protection before bank issued gift cards may impose a post-sale fee

Georgia Gift Card Law Summary

Hawaii Back Top

Store Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Store issued gift cards may not expire before 5 years
  • Store issued gift cards may not expire before 5 years
  • State law matches federal law, no impact on store issued gift cards
  • Store issued gift cards may not charge post-sale
  • Store issued gift cards may charge post-sale fees after 1 year of card inactivity
  • State law exceeds federal law, no impact on store issued gift cards

Bank Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Bank issued Gift cards may not expire before 5 years
  • Bank issued gift cards may mot expire before 5 years
  • State law matches federal law, no impact on bank issued gift cards
  • Bank issued gift cards may not charge post-sale fees for at least 5 years
  • Bank issued gift cards may not impose post-sale fees for at least 1 year
  • State law exceeds federal law, no impact on bank issued gift cards

Hawaii Gift Card Law Summary

Idaho Back Top

Store Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Store issued gift cards may expire at any time
  • Store issued gift cards may not expire before 5 years
  • Consumers gain 5 years of protection before store issued gift cards expire
  • Store issued gift cards have no limits on post-sale fees
  • Store issued gift cards may charge post-sale fees after 1 year of card inactivity
  • Consumers gain 1 year of protection before store issued gift cards may impose a post-sale fee

Bank Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Bank issued gift cards have no limits on post-sale fees
  • Bank issued gift cards may mot expire before 5 years
  • Consumers gain 5 years of protection before bank issued gift cards expire
  • Bank issued gift cards may expire at any time
  • Bank issued gift cards may not impose post-sale fees for at least 1 year
  • Consumers gain 1 year of protection before bank issued gift cards may impose a post-sale fee

Idaho Gift Card Law Summary

Illinois Back Top

Store Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Store issued gift cards may not expire before 5 years
  • Store issued gift cards may not expire before 5 years
  • State law matches federal law, no impact on store issued gift cards
  • Store issued gift cards may not charge post-sale fees
  • Store issued gift cards may charge post-sale fees after 1 year of card inactivity
  • State law exceeds federal law, no impact on store issued gift cards

Bank Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Bank issued gift cards have no limits on post-sale fees
  • Bank issued gift cards may mot expire before 5 years
  • Consumers gain 5 years of protection before bank issued gift cards expire
  • Bank issued gift cards may expire at any time
  • Bank issued gift cards may not impose post-sale fees for at least 1 year
  • Consumers gain 1 year of protection before bank issued gift cards may impose a post-sale fee

Illinois Gift Card Law Summary

Indiana Back Top

Store Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Store issued gift cards may expire at any time
  • Store issued gift cards may not expire before 5 years
  • Consumers gain 5 years of protection before store issued gift cards expire
  • Store issued gift cards have no limits on post-sale fees
  • Store issued gift cards may charge post-sale fees after 1 year of card inactivity
  • Consumers gain 1 year of protection before store issued gift cards may impose a post-sale fee

Bank Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Bank issued gift cards have no limits on post-sale fees
  • Bank issued gift cards may mot expire before 5 years
  • Consumers gain 5 years of protection before bank issued gift cards expire
  • Bank issued gift cards may expire at any time
  • Bank issued gift cards may not impose post-sale fees for at least 1 year
  • Consumers gain 1 year of protection before bank issued gift cards may impose a post-sale fee

Indiana Gift Card Law Summary

Iowa Back Top

Store Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Store issued gift cards may expire at any time
  • Store issued gift cards may not expire before 5 years
  • Consumers gain 5 years of protection before store issued gift cards expire
  • Store issued gift cards have no limits on post-sale fees
  • Store issued gift cards may charge post-sale fees after 1 year of card inactivity
  • Consumers gain 1 year of protection before store issued gift cards may impose a post-sale fee

Bank Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Bank issued gift cards have no limits on post-sale fees
  • Bank issued gift cards may mot expire before 5 years
  • Consumers gain 5 years of protection before bank issued gift cards expire
  • Bank issued gift cards may expire at any time
  • Bank issued gift cards may not impose post-sale fees for at least 1 year
  • Consumers gain 1 year of protection before bank issued gift cards may impose a post-sale fee

Iowa Gift Card Law Summary

Kansas Back Top

Store Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Store issued gift cards may not expire before 5 years
  • Store issued gift cards may not expire before 5 years
  • State law matches federal law, no impact on store issued gift cards
  • Store issued gift cards may not charge post-sale fees for at least 1 year
  • Store issued gift cards may charge post-sale fees after 1 year of card inactivity
  • State law matches federal law, no impact on store issued gift cards

Bank Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Bank issued gift cards have no limits on post-sale fees
  • Bank issued gift cards may mot expire before 5 years
  • Consumers gain 5 years of protection before bank issued gift cards expire
  • Bank issued gift cards may expire at any time
  • Bank issued gift cards may not impose post-sale fees for at least 1 year
  • Consumers gain 1 year of protection before bank issued gift cards may impose a post-sale fee

Kansas Gift Card Law Summary

Kentucky Back Top

Store Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Store issued gift cards may not expire before 1 year
  • Store issued gift cards may not expire before 5 years
  • Consumers gain 4 years of protection before store issued gift cards expire
  • Store issued gift cards may not charge post-sale fees
  • Store issued gift cards may charge post-sale fees after 1 year of card inactivity
  • State law exceeds federal law, no impact on store issued gift cards

Bank Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Bank issued gift cards have no limits on post-sale fees
  • Bank issued gift cards may mot expire before 5 years
  • Consumers gain 5 years of protection before bank issued gift cards expire
  • Bank issued gift cards may expire at any time
  • Bank issued gift cards may not impose post-sale fees for at least 1 year
  • Consumers gain 1 year of protection before bank issued gift cards may impose a post-sale fee

Kentucky Gift Card Law Summary

Louisiana Back Top

Store Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Store issued gift cards may not expire before 5 years
  • Store issued gift cards may not expire before 5 years
  • State law matches federal law, no impact on store issued gift cards
  • Store issued gift cards may not charge post-sale
  • Store issued gift cards may charge post-sale fees after 1 year of card inactivity
  • State law exceeds federal law, no impact on store issued gift cards

Bank Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Bank issued gift cards have no limits on post-sale fees
  • Bank issued gift cards may mot expire before 5 years
  • Consumers gain 5 years of protection before bank issued gift cards expire
  • Bank issued gift cards may expire at any time
  • Bank issued gift cards may not impose post-sale fees for at least 1 year
  • Consumers gain 1 year of protection before bank issued gift cards may impose a post-sale fee

Louisiana Gift Card Law Summary

Maine Back Top

Store Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Store issued gift cards never expire
  • Store issued gift cards may not expire before 5 years
  • State law exceeds federal law, no impact on store issued gift cards
  • Store issued gift cards may not charge post-sale fees
  • Store issued gift cards may charge post-sale fees after 1 year of card inactivity
  • State law exceeds federal law, no impact on store issued gift cards

Bank Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Bank issued gift cards have no limits on post-sale fees
  • Bank issued gift cards may mot expire before 5 years
  • Consumers gain 5 years of protection before bank issued gift cards expire
  • Bank issued gift cards may expire at any time
  • Bank issued gift cards may not impose post-sale fees for at least 1 year
  • Consumers gain 1 year of protection before bank issued gift cards may impose a post-sale fee

Maine Gift Card Law Summary

Maryland Back Top

Store Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Store issued gift cards may not expire before 4 years
  • Store issued gift cards may not expire before 5 years
  • Consumers gain 1 year of protection before store issued gift cards expire
  • Store issued gift cards may not charge post-sale fees for at least 4 years
  • Store issued gift cards may charge post-sale fees after 1 year of card inactivity
  • State law exceeds federal law, no impact on store issued gift cards

Bank Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Bank issued gift cards have no limits on post-sale fees
  • Bank issued gift cards may mot expire before 5 years
  • Consumers gain 5 years of protection before bank issued gift cards expire
  • Bank issued gift cards may expire at any time
  • Bank issued gift cards may not impose post-sale fees for at least 1 year
  • Consumers gain 1 year of protection before bank issued gift cards may impose a post-sale fee

Maryland Gift Card Law Summary

Massachusetts Back Top

Store Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Store issued gift cards may not expire before 7 years
  • Store issued gift cards may not expire before 5 years
  • State law exceeds federal law, no impact on store issued gift cards
  • Store issued gift cards may not charge post-sale fees
  • Store issued gift cards may charge post-sale fees after 1 year of card inactivity
  • State law exceeds federal law, no impact on store issued gift cards

Bank Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Bank issued gift cards have no limits on post-sale fees
  • Bank issued gift cards may mot expire before 5 years
  • Consumers gain 5 years of protection before bank issued gift cards expire
  • Bank issued gift cards may expire at any time
  • Bank issued gift cards may not impose post-sale fees for at least 1 year
  • Consumers gain 1 year of protection before bank issued gift cards may impose a post-sale fee

Massachusetts Gift Card Law Summary

Michigan Back Top

Store Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Store issued gift cards may not expire before 5 years
  • Store issued gift cards may not expire before 5 years
  • State law matches federal law, no impact on store issued gift cards
  • Store issued gift cards may not charge post-sale fees
  • Store issued gift cards may charge post-sale fees after 1 year of card inactivity
  • State law exceeds federal law, no impact on store issued gift cards

Bank Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Bank issued gift cards have no limits on post-sale fees
  • Bank issued gift cards may mot expire before 5 years
  • Consumers gain 5 years of protection before bank issued gift cards expire
  • Bank issued gift cards may expire at any time
  • Bank issued gift cards may not impose post-sale fees for at least 1 year
  • Consumers gain 1 year of protection before bank issued gift cards may impose a post-sale fee

Michigan Gift Card Law Summary

Minnesota Back Top

Store Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Store issued gift cards never expire
  • Store issued gift cards may not expire before 5 years
  • State law exceeds federal law, no impact on store issued gift cards
  • Store issued gift cards may not charge post-sale fees
  • Store issued gift cards may charge post-sale fees after 1 year of card inactivity
  • State law exceeds federal law, no impact on store issued gift cards

Bank Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Bank issued gift cards have no limits on post-sale fees
  • Bank issued gift cards may mot expire before 5 years
  • Consumers gain 5 years of protection before bank issued gift cards expire
  • Bank issued gift cards may expire at any time
  • Bank issued gift cards may not impose post-sale fees for at least 1 year
  • Consumers gain 1 year of protection before bank issued gift cards may impose a post-sale fee

Minnesota Gift Card Law Summary

Mississippi Back Top

Store Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Store issued gift cards may expire at any time
  • Store issued gift cards may not expire before 5 years
  • Consumers gain 5 years of protection before store issued gift cards expire
  • Store issued gift cards have no limits on post-sale fees
  • Store issued gift cards may charge post-sale fees after 1 year of card inactivity
  • Consumers gain 1 year of protection before store issued gift cards may impose a post-sale fee

Bank Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Bank issued gift cards have no limits on post-sale fees
  • Bank issued gift cards may mot expire before 5 years
  • Consumers gain 5 years of protection before bank issued gift cards expire
  • Bank issued gift cards may expire at any time
  • Bank issued gift cards may not impose post-sale fees for at least 1 year
  • Consumers gain 1 year of protection before bank issued gift cards may impose a post-sale fee

Mississippi Gift Card Law Summary

Missouri Back Top

Store Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Store issued gift cards may expire at any time
  • Store issued gift cards may not expire before 5 years
  • Consumers gain 5 years of protection before store issued gift cards expire
  • Store issued gift cards have no limits on post-sale fees
  • Store issued gift cards may charge post-sale fees after 1 year of card inactivity
  • Consumers gain 1 year of protection before store issued gift cards may impose a post-sale fee

Bank Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Bank issued gift cards have no limits on post-sale fees
  • Bank issued gift cards may mot expire before 5 years
  • Consumers gain 5 years of protection before bank issued gift cards expire
  • Bank issued gift cards may expire at any time
  • Bank issued gift cards may not impose post-sale fees for at least 1 year
  • Consumers gain 1 year of protection before bank issued gift cards may impose a post-sale fee

Missouri Gift Card Law Summary

Montana Back Top

Store Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Store issued gift cards never expire
  • Store issued gift cards may not expire before 5 years
  • State law exceeds federal law, no impact on store issued gift cards
  • Store issued gift cards may not charge post-sale fees
  • Store issued gift cards may charge post-sale fees after 1 year of card inactivity
  • State law exceeds federal law, no impact on store issued gift cards

Bank Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Bank issued gift cards have no limits on post-sale fees
  • Bank issued gift cards may mot expire before 5 years
  • Consumers gain 5 years of protection before bank issued gift cards expire
  • Bank issued gift cards may expire at any time
  • Bank issued gift cards may not impose post-sale fees for at least 1 year
  • Consumers gain 1 year of protection before bank issued gift cards may impose a post-sale fee

Montana Gift Card Law Summary

Nebraska Back Top

Store Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Store issued gift cards may expire at any time
  • Store issued gift cards may not expire before 5 years
  • Consumers gain 5 years of protection before store issued gift cards expire
  • Store issued gift cards have no limits on post-sale fees
  • Store issued gift cards may charge post-sale fees after 1 year of card inactivity
  • Consumers gain 1 year of protection before store issued gift cards may impose a post-sale fee

Bank Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Bank issued gift cards have no limits on post-sale fees
  • Bank issued gift cards may mot expire before 5 years
  • Consumers gain 5 years of protection before bank issued gift cards expire
  • Bank issued gift cards may expire at any time
  • Bank issued gift cards may not impose post-sale fees for at least 1 year
  • Consumers gain 1 year of protection before bank issued gift cards may impose a post-sale fee

Nebraska Gift Card Law Summary

Nevada Back Top

Store Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Store issued gift cards may expire at any time
  • Store issued gift cards may not expire before 5 years
  • Consumers gain 5 years of protection before store issued gift cards expire
  • Store issued gift cards may not charge post-sale fees for at least 1 year
  • Store issued gift cards may charge post-sale fees after 1 year of card inactivity
  • State law matches federal law, no impact on store issued gift cards

Bank Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Bank issued gift cards have no limits on post-sale fees
  • Bank issued gift cards may mot expire before 5 years
  • Consumers gain 5 years of protection before bank issued gift cards expire
  • Bank issued gift cards may expire at any time
  • Bank issued gift cards may not impose post-sale fees for at least 1 year
  • Consumers gain 1 year of protection before bank issued gift cards may impose a post-sale fee

Nevada Gift Card Law Summary

New Hampshire Back Top

Store Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Store issued gift cards may expire at any time
  • Store issued gift cards may not expire before 5 years
  • Consumers gain 5 years of protection before store issued gift cards expire
  • Store issued gift cards may not charge post-sale
  • Store issued gift cards may charge post-sale fees after 1 year of card inactivity
  • State law exceeds federal law, no impact on store issued gift cards

Bank Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Bank issued gift cards have no limits on post-sale fees
  • Bank issued gift cards may mot expire before 5 years
  • Consumers gain 5 years of protection before bank issued gift cards expire
  • Bank issued gift cards may expire at any time
  • Bank issued gift cards may not impose post-sale fees for at least 1 year
  • Consumers gain 1 year of protection before bank issued gift cards may impose a post-sale fee

New Hampshire Gift Card Law Summary

New Jersey Back Top

Store Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Store issued gift cards may not expire before 2 years
  • Store issued gift cards may not expire before 5 years
  • Consumers gain 3 years of protection before store issued gift cards expire
  • Post-sale fees may be charged after 2 years
  • Store issued gift cards may charge post-sale fees after 1 year of card inactivity
  • State law exceeds federal law, no impact on store issued gift cards

Bank Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Bank issued gift cards have no limits on post-sale fees
  • Bank issued gift cards may mot expire before 5 years
  • Consumers gain 5 years of protection before bank issued gift cards expire
  • Bank issued gift cards may expire at any time
  • Bank issued gift cards may not impose post-sale fees for at least 1 year
  • Consumers gain 1 year of protection before bank issued gift cards may impose a post-sale fee

New Jersey Gift Card Law Summary

New Mexico Back Top

Store Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Store issued gift cards may not expire before 5 years
  • Store issued gift cards may not expire before 5 years
  • State law matches federal law, no impact on store issued gift cards
  • Store issued gift cards may not charge post-sale fees
  • Store issued gift cards may charge post-sale fees after 1 year of card inactivity
  • State law exceeds federal law, no impact on store issued gift cards

Bank Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Bank issued gift cards have no limits on post-sale fees
  • Bank issued gift cards may mot expire before 5 years
  • Consumers gain 5 years of protection before bank issued gift cards expire
  • Bank issued gift cards may expire at any time
  • Bank issued gift cards may not impose post-sale fees for at least 1 year
  • Consumers gain 1 year of protection before bank issued gift cards may impose a post-sale fee

New Mexico Gift Card Law Summary

New York Back Top

Store Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Store issued gift cards may expire at any time
  • Store issued gift cards may not expire before 5 years
  • Consumers gain 5 years of protection before store issued gift cards expire
  • Post-sale fees may be charged after 1 year
  • Store issued gift cards may charge post-sale fees after 1 year of card inactivity
  • State law matches federal law, no impact on store issued gift cards

Bank Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Bank issued gift cards have no limits on post-sale fees
  • Bank issued gift cards may mot expire before 5 years
  • Consumers gain 5 years of protection before bank issued gift cards expire
  • Bank issued gift cards may expire at any time
  • Bank issued gift cards may not impose post-sale fees for at least 1 year
  • Consumers gain 1 year of protection before bank issued gift cards may impose a post-sale fee

New York Gift Card Law Summary

North Carolina Back Top

Store Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Store issued gift cards may expire at any time
  • Store issued gift cards may not expire before 5 years
  • Consumers gain 5 years of protection before store issued gift cards expire
  • Store issued gift cards may not charge post-sale fees for at least 1 year
  • Store issued gift cards may charge post-sale fees after 1 year of card inactivity
  • State law matches federal law, no impact on store issued gift cards

Bank Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Bank issued gift cards have no limits on post-sale fees
  • Bank issued gift cards may mot expire before 5 years
  • Consumers gain 5 years of protection before bank issued gift cards expire
  • Bank issued gift cards may expire at any time
  • Bank issued gift cards may not impose post-sale fees for at least 1 year
  • Consumers gain 1 year of protection before bank issued gift cards may impose a post-sale fee

North Carolina Gift Card Law Summary

North Dakota Back Top

Store Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Store issued gift cards may not expire before 6 years
  • Store issued gift cards may not expire before 5 years
  • State law exceeds federal law, no impact on store issued gift cards
  • Store issued gift cards may not charge post-sale fees
  • Store issued gift cards may charge post-sale fees after 1 year of card inactivity
  • State law exceeds federal law, no impact on store issued gift cards

Bank Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Bank issued gift cards have no limits on post-sale fees
  • Bank issued gift cards may mot expire before 5 years
  • Consumers gain 5 years of protection before bank issued gift cards expire
  • Bank issued gift cards may expire at any time
  • Bank issued gift cards may not impose post-sale fees for at least 1 year
  • Consumers gain 1 year of protection before bank issued gift cards may impose a post-sale fee

North Dakota Gift Card Law Summary

Ohio Back Top

Store Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Store issued gift cards may not expire before 2 years
  • Store issued gift cards may not expire before 5 years
  • Consumers gain 3 years of protection before store issued gift cards expire
  • Store issued gift cards may not charge post-sale fees for at least 2 years
  • Store issued gift cards may charge post-sale fees after 1 year of card inactivity
  • State law exceeds federal law, no impact on store issued gift cards

Bank Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Bank issued gift cards have no limits on post-sale fees
  • Bank issued gift cards may mot expire before 5 years
  • Consumers gain 5 years of protection before bank issued gift cards expire
  • Bank issued gift cards may expire at any time
  • Bank issued gift cards may not impose post-sale fees for at least 1 year
  • Consumers gain 1 year of protection before bank issued gift cards may impose a post-sale fee

Ohio Gift Card Law Summary

Oklahoma Back Top

Store Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Store issued gift cards may not expire before 5 years
  • Store issued gift cards may not expire before 5 years
  • State law matches federal law, no impact on store issued gift cards
  • Post-sale fees may be charged after 2 years
  • Store issued gift cards may charge post-sale fees after 1 year of card inactivity
  • State law exceeds federal law, no impact on store issued gift cards

Bank Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Bank issued gift cards have no limits on post-sale fees
  • Bank issued gift cards may mot expire before 5 years
  • Consumers gain 5 years of protection before bank issued gift cards expire
  • Bank issued gift cards may expire at any time
  • Bank issued gift cards may not impose post-sale fees for at least 1 year
  • Consumers gain 1 year of protection before bank issued gift cards may impose a post-sale fee

Oklahoma Gift Card Law Summary

Oregon Back Top

Store Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Store issued gift cards never expire
  • Store issued gift cards may not expire before 5 years
  • State law exceeds federal law, no impact on store issued gift cards
  • Store issued gift cards may not charge post-sale fees
  • Store issued gift cards may charge post-sale fees after 1 year of card inactivity
  • State law exceeds federal law, no impact on store issued gift cards

Bank Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Bank issued gift cards have no limits on post-sale fees
  • Bank issued gift cards may mot expire before 5 years
  • Consumers gain 5 years of protection before bank issued gift cards expire
  • Bank issued gift cards may expire at any time
  • Bank issued gift cards may not impose post-sale fees for at least 1 year
  • Consumers gain 1 year of protection before bank issued gift cards may impose a post-sale fee

Oregon Gift Card Law Summary

Pennsylvania Back Top

Store Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Store issued gift cards may expire at any time
  • Store issued gift cards may not expire before 5 years
  • Consumers gain 5 years of protection before store issued gift cards expire
  • Store issued gift cards have no limits on post-sale fees
  • Store issued gift cards may charge post-sale fees after 1 year of card inactivity
  • Consumers gain 1 year of protection before store issued gift cards may impose a post-sale fee

Bank Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Bank issued gift cards have no limits on post-sale fees
  • Bank issued gift cards may mot expire before 5 years
  • Consumers gain 5 years of protection before bank issued gift cards expire
  • Bank issued gift cards may expire at any time
  • Bank issued gift cards may not impose post-sale fees for at least 1 year
  • Consumers gain 1 year of protection before bank issued gift cards may impose a post-sale fee

Pennsylvania Gift Card Law Summary

Rhode Island Back Top

Store Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Store issued gift cards never expire
  • Store issued gift cards may not expire before 5 years
  • State law exceeds federal law, no impact on store issued gift cards
  • Store issued gift cards may not charge post-sale fees
  • Store issued gift cards may charge post-sale fees after 1 year of card inactivity
  • State law exceeds federal law, no impact on store issued gift cards

Bank Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Bank issued gift cards have no limits on post-sale fees
  • Bank issued gift cards may mot expire before 5 years
  • Consumers gain 5 years of protection before bank issued gift cards expire
  • Bank issued gift cards may expire at any time
  • Bank issued gift cards may not impose post-sale fees for at least 1 year
  • Consumers gain 1 year of protection before bank issued gift cards may impose a post-sale fee

Rhode Island Gift Card Law Summary

South Carolina Back Top

Store Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Store issued gift cards may expire at any time
  • Store issued gift cards may not expire before 5 years
  • Consumers gain 5 years of protection before store issued gift cards expire
  • Store issued gift cards have no limits on post-sale fees
  • Store issued gift cards may charge post-sale fees after 1 year of card inactivity
  • Consumers gain 1 year of protection before store issued gift cards may impose a post-sale fee

Bank Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Bank issued gift cards have no limits on post-sale fees
  • Bank issued gift cards may mot expire before 5 years
  • Consumers gain 5 years of protection before bank issued gift cards expire
  • Bank issued gift cards may expire at any time
  • Bank issued gift cards may not impose post-sale fees for at least 1 year
  • Consumers gain 1 year of protection before bank issued gift cards may impose a post-sale fee

South Carolina Gift Card Law Summary

South Dakota Back Top

Store Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Store issued gift cards may expire at any time
  • Store issued gift cards may not expire before 5 years
  • Consumers gain 5 years of protection before store issued gift cards expire
  • Store issued gift cards have no limits on post-sale fees
  • Store issued gift cards may charge post-sale fees after 1 year of card inactivity
  • Consumers gain 1 year of protection before store issued gift cards may impose a post-sale fee

Bank Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Bank issued gift cards have no limits on post-sale fees
  • Bank issued gift cards may mot expire before 5 years
  • Consumers gain 5 years of protection before bank issued gift cards expire
  • Bank issued gift cards may expire at any time
  • Bank issued gift cards may not impose post-sale fees for at least 1 year
  • Consumers gain 1 year of protection before bank issued gift cards may impose a post-sale fee

South Dakota Gift Card Law Summary

Tennessee Back Top

Store Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Store issued gift cards may not expire before 2 years
  • Store issued gift cards may not expire before 5 years
  • Consumers gain 3 years of protection before store issued gift cards expire
  • Store issued gift cards may not charge post-sale fees for at least 2 years
  • Store issued gift cards may charge post-sale fees after 1 year of card inactivity
  • State law exceeds federal law, no impact on store issued gift cards

Bank Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Bank issued gift cards have no limits on post-sale fees
  • Bank issued gift cards may mot expire before 5 years
  • Consumers gain 5 years of protection before bank issued gift cards expire
  • Bank issued gift cards may expire at any time
  • Bank issued gift cards may not impose post-sale fees for at least 1 year
  • Consumers gain 1 year of protection before bank issued gift cards may impose a post-sale fee

Tennessee Gift Card Law Summary

Texas Back Top

Store Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Store issued gift cards may expire at any time
  • Store issued gift cards may not expire before 5 years
  • Consumers gain 5 years of protection before store issued gift cards expire
  • Store issued gift cards have no limits on post-sale fees
  • Store issued gift cards may charge post-sale fees after 1 year of card inactivity
  • Consumers gain 1 year of protection before store issued gift cards may impose a post-sale fee

Bank Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Bank issued gift cards have no limits on post-sale fees
  • Bank issued gift cards may mot expire before 5 years
  • Consumers gain 5 years of protection before bank issued gift cards expire
  • Bank issued gift cards may expire at any time
  • Bank issued gift cards may not impose post-sale fees for at least 1 year
  • Consumers gain 1 year of protection before bank issued gift cards may impose a post-sale fee

Texas Gift Card Law Summary

Utah Back Top

Store Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Store issued gift cards may expire at any time
  • Store issued gift cards may not expire before 5 years
  • Consumers gain 5 years of protection before store issued gift cards expire
  • Store issued gift cards have no limits on post-sale fees
  • Store issued gift cards may charge post-sale fees after 1 year of card inactivity
  • Consumers gain 1 year of protection before store issued gift cards may impose a post-sale fee

Bank Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Bank issued gift cards have no limits on post-sale fees
  • Bank issued gift cards may mot expire before 5 years
  • Consumers gain 5 years of protection before bank issued gift cards expire
  • Bank issued gift cards may expire at any time
  • Bank issued gift cards may not impose post-sale fees for at least 1 year
  • Consumers gain 1 year of protection before bank issued gift cards may impose a post-sale fee

Utah Gift Card Law Summary

Vermont Back Top

Store Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Store issued gift cards may not expire before 3 years
  • Store issued gift cards may not expire before 5 years
  • Consumers gain 2 years of protection before store issued gift cards expire
  • Store issued gift cards may not charge post-sale
  • Store issued gift cards may charge post-sale fees after 1 year of card inactivity
  • State law exceeds federal law, no impact on store issued gift cards

Bank Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Bank issued Gift cards may not expire before 3 years
  • Bank issued gift cards may mot expire before 5 years
  • Consumers gain 2 years of protection before bank issued gift cards expire
  • Bank issued gift cards may not charge post-sale fees for at least 3 years
  • Bank issued gift cards may not impose post-sale fees for at least 1 year
  • State law exceeds federal law, no impact on bank issued gift cards

Vermont Gift Card Law Summary

Virginia Back Top

Store Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Store issued gift cards may expire at any time
  • Store issued gift cards may not expire before 5 years
  • Consumers gain 5 years of protection before store issued gift cards expire
  • Store issued gift cards have no limits on post-sale fees
  • Store issued gift cards may charge post-sale fees after 1 year of card inactivity
  • Consumers gain 1 year of protection before store issued gift cards may impose a post-sale fee

Bank Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Bank issued gift cards have no limits on post-sale fees
  • Bank issued gift cards may mot expire before 5 years
  • Consumers gain 5 years of protection before bank issued gift cards expire
  • Bank issued gift cards may expire at any time
  • Bank issued gift cards may not impose post-sale fees for at least 1 year
  • Consumers gain 1 year of protection before bank issued gift cards may impose a post-sale fee

Virginia Gift Card Law Summary

Washington Back Top

Store Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Store issued gift cards never expire
  • Store issued gift cards may not expire before 5 years
  • State law exceeds federal law, no impact on store issued gift cards
  • Store issued gift cards may not charge post-sale fees for at least 2 years
  • Store issued gift cards may charge post-sale fees after 1 year of card inactivity
  • State law exceeds federal law, no impact on store issued gift cards

Bank Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Bank issued gift cards have no limits on post-sale fees
  • Bank issued gift cards may mot expire before 5 years
  • Consumers gain 5 years of protection before bank issued gift cards expire
  • Bank issued gift cards may expire at any time
  • Bank issued gift cards may not impose post-sale fees for at least 1 year
  • Consumers gain 1 year of protection before bank issued gift cards may impose a post-sale fee

Washington Gift Card Law Summary

West Virginia Back Top

Store Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Store issued gift cards may not expire before 3 years
  • Store issued gift cards may not expire before 5 years
  • Consumers gain 2 years of protection before store issued gift cards expire
  • Post-sale fees may be charged after 1 year
  • Store issued gift cards may charge post-sale fees after 1 year of card inactivity
  • State law matches federal law, no impact on store issued gift cards

Bank Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Bank issued gift cards have no limits on post-sale fees
  • Bank issued gift cards may mot expire before 5 years
  • Consumers gain 5 years of protection before bank issued gift cards expire
  • Bank issued gift cards may expire at any time
  • Bank issued gift cards may not impose post-sale fees for at least 1 year
  • Consumers gain 1 year of protection before bank issued gift cards may impose a post-sale fee

West Virginia Gift Card Law Summary

Wisconsin Back Top

Store Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Store issued gift cards may expire at any time
  • Store issued gift cards may not expire before 5 years
  • Consumers gain 5 years of protection before store issued gift cards expire
  • Store issued gift cards have no limits on post-sale fees
  • Store issued gift cards may charge post-sale fees after 1 year of card inactivity
  • Consumers gain 1 year of protection before store issued gift cards may impose a post-sale fee

Bank Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Bank issued gift cards have no limits on post-sale fees
  • Bank issued gift cards may mot expire before 5 years
  • Consumers gain 5 years of protection before bank issued gift cards expire
  • Bank issued gift cards may expire at any time
  • Bank issued gift cards may not impose post-sale fees for at least 1 year
  • Consumers gain 1 year of protection before bank issued gift cards may impose a post-sale fee

Wisconsin Gift Card Law Summary

Wyoming Back Top

Store Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Store issued gift cards may expire at any time
  • Store issued gift cards may not expire before 5 years
  • Consumers gain 5 years of protection before store issued gift cards expire
  • Store issued gift cards have no limits on post-sale fees
  • Store issued gift cards may charge post-sale fees after 1 year of card inactivity
  • Consumers gain 1 year of protection before store issued gift cards may impose a post-sale fee

Bank Issued Gift Card Impact

Current State Law Federal Law Impact of Federal Law
  • Bank issued gift cards have no limits on post-sale fees
  • Bank issued gift cards may mot expire before 5 years
  • Consumers gain 5 years of protection before bank issued gift cards expire
  • Bank issued gift cards may expire at any time
  • Bank issued gift cards may not impose post-sale fees for at least 1 year
  • Consumers gain 1 year of protection before bank issued gift cards may impose a post-sale fee

Wyoming Gift Card Law Summary

NOTICE: ScripSmart attempts to make all information accurate. ScripSmart is only a guideline and does not provide definitive statements of the law. If you have questions about the law's application to a particular case, direct them to a specialist. If you believe this information is incorrect, please let us know.