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Gift Cards Simplified.
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Michigan Gift Card Law

Last updated on January 03, 2011

Green Badge = Good Consumer Protection

Grade A or B

 Green Badge = Needs Improvement

Grade C or D

 Green Badge = Poor Consumer Protection

Grade F
C

What we like:

  • Post-sale fees not allowed
  • Gift cards do not escheat to the State of Michigan
  • Michigan has legally defined the notion of a gift card
  • Michigan has legally specified whether or not gift cards escheat to the state
  • Merchant must continue to accept gift cards during liquidation or closeout

What could be better:

  • Gift cards may expire 5 years from purchase date
  • Merchants are not required to give cash back
  • Michigan does not maintain a consumer-centric web page dedicated to gift card laws
NOTICE: ScripSmart attempts to make all information accurate. ScripSmart is only a guideline and does not provide definitive statements of the law. If you have questions about the law's application to a particular case, direct them to a specialist. If you believe this information is incorrect, please let us know.

The following types of gift cards are excluded form Michigan Gift Card Law:

Bank Cards, Cards sold at a discount to employers or non-profits for fund raising purposes, Free loyalty/promotional cards, Phone Cards

Good to know for Michigan residents:

Bank-issued gift cards are subject to escheat after 3 years of inactivity.


Last change in Michigan State law took effect on November 1, 2008

Michigan Attorney General Information

Attorney General: Bill Schuette (R)
miag@michigan.gov
Phone: 1-517-373-1110
http://www.michigan.gov/ag

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