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Gift Cards Simplified.
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Iowa Gift Card Law

Last updated on February 09, 2011

Green Badge = Good Consumer Protection

Grade A or B

 Green Badge = Needs Improvement

Grade C or D

 Green Badge = Poor Consumer Protection

Grade F
F

What we like:

  • Iowa has legally defined the notion of a gift card
  • Iowa has legally specified whether or not gift cards escheat to the state

What could be better:

  • No limits on expiration dates
  • No maximum post-sale fee or minimum time frame before charging monthly fees
  • Merchants are not required to give cash back
  • Value will escheat to state after 3 years
  • Iowa does not maintain a consumer-centric web page dedicated to gift card laws
NOTICE: ScripSmart attempts to make all information accurate. ScripSmart is only a guideline and does not provide definitive statements of the law. If you have questions about the law's application to a particular case, direct them to a specialist. If you believe this information is incorrect, please let us know.

Good to know for Iowa residents:

Post sale fees may be charged only if a “valid and enforceable written contract exists between the issuer and the owner of the gift certificate”.

Iowa Attorney General Information

Attorney General: Tom Miller (D)
consumer@ag.state.ia.us
Phone: 1-515-281-5164
http://www.IowaAttorneyGeneral.org

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